Schertz: Economy & Jobs
$99,948 is the median household income in Schertz (1.1× higher than Guadalupe County median $92,375; 1.3× higher than Texas median $78,476), with homes at a median value of $317,100. The surrounding county supports 932,387 jobs (avg $65,875).
- $74,535 avg taxable income per return — lower than the median household income (vs Texas $91,104).
Income & Affordability
Median household income $99,948 — above the Texas median ($70,518). Poverty rate 5.2% (U.S. average ~12.5%).
| Affordability · Price To Income Ratio | 3.2× |
|---|---|
| Affordability · Rent To Income Pct | 19.9% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | affordable |
| Irs Income · IRS tax returns filed | $949,060 |
| Irs Income · Total Adjusted Gross Income (thousands) | $70,738,048 |
| Irs Income · Average AGI per return | $74,535 (vs Texas $91,104) |
| Irs Income · Year | 2022 |
| Income Estimate | $110,114 |
| Median Household Income | $99,948 (vs Texas $70,518) |
| Poverty Rate | 5.2% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | mixed |
|---|---|
| Economic Character · Top Industry | Education Healthcare |
| Economic Character · Income Level | upper-middle |
| Economic Character · Median Income | $99,948 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 3.8% — near the U.S. average of ~4%. 16% work from home (U.S. average ~15%).
| Commuter Profile · Mean Commute Min | 31.70 |
|---|---|
| Commuter Profile · Work From Home Pct | 15.6% |
| Commuter Profile · Profile | moderate commute |
| Employment · Avg annual employment (county) | 932,387 |
| Employment · Total annual wages (county) | $61,420,652,184 |
| Employment · Average annual pay | $65,875 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 13,557,950 |
| Unemployment Rate | 3.8% (vs Texas 3.4%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 2,107 |
|---|---|
| Agriculture · Land In Farms Acres | 10,928 |
| Agriculture · Avg Farm Size Acres | 5.20 |
| Agriculture · Top Commodities | Crop Totals, Horticulture Totals, Bedding Plant Totals, Animal Totals, Cattle |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 39,091 |
| Business Patterns · Total Employees | 798,631 |
| Business Patterns · Annual Payroll Thousands | 44,372,000 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 173 |
|---|---|
| Local Businesses · Convenience Stores | 239 |
| Local Businesses · Liquor Stores | 118 |
| Local Businesses · Gas Stations | 562 |
| Local Businesses · Department Stores | 19 |
| Local Businesses · General Merchandise | 221 |
| Local Businesses · Clothing Stores | 173 |
| Local Businesses · Pet Stores | 60 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 1,478 |
|---|---|
| Dining Scene · Fast Food | 1,591 |
| Dining Scene · Bars | 312 |
| Dining Scene · Coffee Snacks | 396 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (8)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (5)
| Nearest Snap · Name | Walgreens 05963 |
|---|---|
| Nearest Snap · Total In Area | 25 |
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | SEMINOLE AREA CHAMBER OF COMMERCE COMMUNITY IMPROVEMENT FOUNDATION |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $17,366,813,089 |
|---|---|
| Federal Spending · Per Capita | 8,643.11 (vs Texas $5,671) |
| Federal Spending · Population | 2,009,324 people (vs Texas 143,570) |
Sources: USAspending API
Other
| Pct Drove Alone | 73.4% |
|---|---|
| Pct Public Transit | 0.8% |
| Pct Walked | 15.6% |
| Retirement Score · Median age | 38.6 years (vs Texas 34.5y) |
| Retirement Score · Ss Household Pct | 28.4% |
| Retirement Score · Hospitals Nearby | 10 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Affordable | Yes |
| Retirement Score · Factors | hospital access, VA nearby, affordable |
| Retirement Score · Rating | good |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12