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Katy: Economy & Jobs

$114,912 is the median household income in Katy (1.4× higher than Waller County median $80,397; 1.5× higher than Texas median $78,476), with homes at a median value of $401,700. The surrounding county supports 251,283 jobs (avg $62,566).

Income & Affordability

Median household income $114,912 — above the Texas median ($70,518). Poverty rate 8.1% (U.S. average ~12.5%).

Affordability · Price To Income Ratio3.5×
Affordability · Rent To Income Pct16.7%
Affordability · AffordableYes
Affordability · Interpretationaffordable
Irs Income · IRS tax returns filed$401,780
Irs Income · Total Adjusted Gross Income (thousands)$44,284,481
Irs Income · Average AGI per return$110,221 (vs Texas $91,104)
Irs Income · Year2022
Income Estimate$122,306
Median Household Income$114,912 (vs Texas $70,518)
Poverty Rate8.1%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelaffluent
Economic Character · Median Income$114,912

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 4.8% — above the U.S. average of ~4%. 18% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min31.30
Commuter Profile · Work From Home Pct18.0%
Commuter Profile · Profilemoderate commute
Employment · Avg annual employment (county)251,283
Employment · Total annual wages (county)$15,721,854,575
Employment · Average annual pay$62,566
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment13,557,950
Unemployment Rate4.8% (vs Texas 3.4%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms327
Agriculture · Land In Farms Acres29,353
Agriculture · Avg Farm Size Acres89.80
Agriculture · Top CommoditiesCrop Totals, Grain, Animal Totals, Cattle, Rice
Agriculture · Year2022
Business Patterns · Establishments (employer count)17,654
Business Patterns · Total Employees205,759
Business Patterns · Annual Payroll Thousands10,409,932
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores128
Local Businesses · Convenience Stores224
Local Businesses · Liquor Stores66
Local Businesses · Gas Stations331
Local Businesses · Department Stores7
Local Businesses · General Merchandise60
Local Businesses · Clothing Stores55
Local Businesses · Pet Stores27

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants489
Dining Scene · Fast Food595
Dining Scene · Bars42
Dining Scene · Coffee Snacks205

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (20)

JPMorgan Chase Bank, National Association
GRAND MORTON TOWN CENTER · 2900 W Grand Pkwy N · 77449
Woodforest National Bank
0172 KATY (WALMART) - TX - BRANCH · 22850 Morton Ranch Rd · 77449
Bank of America, National Association
SPRING GREEN BRANCH · 9410 Spring Green Blvd · 77494
JPMorgan Chase Bank, National Association
GRAND PARKWAY BRANCH · 6810 S Fry Rd · 77494
JPMorgan Chase Bank, National Association
FRY AND WEST LITTLE YORK BKG. CTR. BRANCH · 6103 Fry Rd · 77449
Woodforest National Bank
FRY RD. WAL-MART BRANCH · 1313 Fry Rd · 77449
Wells Fargo Bank, National Association
CINCO RANCH BRANCH · 4311 W Grand Pkwy S · 77494
PNC Bank, National Association
KATY BRANCH · 333 S Fry Rd · 77450
Wells Fargo Bank, National Association
KATY BAYHILL BRANCH · 1470 W Grand Pkwy S · 77494
PNC Bank, National Association
CINCO RANCH BRANCH · 2946 S Mason Rd · 77450
BOKF, National Association
KATY BRANCH · 555 W Grand Pkwy S · 77494
Wells Fargo Bank, National Association
FRY & WEST LITTLE YORK BRANCH · 6106 Fry Rd · 77449
Bank of America, National Association
KATY STATION BRANCH · 6051 Fry Rd · 77449
American First National Bank
KATY BRANCH · 1231 S Mason Rd · 77450
JPMorgan Chase Bank, National Association
CROSS CREEK RANCH BRANCH · 5210 Fm 1463 Rd · 77494
Stellar Bank
KATY WESTGREEN BRANCH · 520 Westgreen Blvd · 77450
Fifth Third Bank, National Association
WESTHEIMER PKWY-GRAND PKWY BRANCH · 23330 Westheimer Pkwy · 77494
Woodforest National Bank
TX KATY PARK HEB BRANCH · 24924 Morton Ranch Road · 77493
PNC Bank, National Association
LA CENTERRA BRANCH · 23501 Cinco Ranch Blvd · 77494
JPMorgan Chase Bank, National Association
FM 1463 AND SPRING GREEN BRANCH · 1705 Spring Green Blvd · 77494

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

Dara African Grocery
Grocery Store · 19125 W Little York Rd
Brookshire Brothers 9
Super Store · 5249 Franz Rd
KROGER 733
Super Store · 1550 W Grand Pkwy S
Southwest Farmers Market
Grocery Store · 920 S Mason Rd
KROGER 336
Super Store · 22150 Westheimer Pkwy
Nearest Snap · NameDara African Grocery
Nearest Snap · Total In Area153

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameCARIBBEAN CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$4,665,815,187
Federal Spending · Per Capita5,670.80 (at Texas median)
Federal Spending · Population822,779 people (vs Texas 143,570)

Sources: USAspending API

Other

Job Training · Total count1
Pct Drove Alone68.7%
Pct Public Transit1.0%
Pct Walked18.0%
Retirement Score · Median age37.6 years (vs Texas 34.5y)
Retirement Score · Ss Household Pct22.6%
Retirement Score · Hospitals Nearby9
Retirement Score · Va AccessYes
Retirement Score · AffordableYes
Retirement Score · Factorshospital access, VA nearby, affordable
Retirement Score · Ratinggood

Sources: IRS BMF keyword search · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12