St. Jo: Economy & Jobs
$68,182 is the median household income in St. Jo (1.1× higher than Montague County median $64,545; 1.2× below Texas median $81,220), with homes at a median value of $159,400. The surrounding county supports 4,925 jobs (avg $47,325).
- $74,935 avg taxable income per return — similar than the median household income.
Income & Affordability
Median household income $68,182 — below the Texas median ($81,220). Poverty rate 14.6% (U.S. average ~12.5%).
| Affordability · Price To Income Ratio | 2.3× |
|---|---|
| Affordability · Rent To Income Pct | 13.2% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Irs Income · IRS tax returns filed | $9,450 |
| Irs Income · Total Adjusted Gross Income (thousands) | $708,140 |
| Irs Income · Average AGI per return | $74,935 |
| Irs Income · Year | 2022 |
| Income Estimate | $78,341 |
| Median Household Income | $68,182 (vs Texas $81,220) |
| Poverty Rate | 14.6% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | mixed |
|---|---|
| Economic Character · Top Industry | Education Healthcare |
| Economic Character · Income Level | middle-class |
| Economic Character · Median Income | $68,182 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. 2% work from home (U.S. average ~15%).
| Commuter Profile · Mean Commute Min | 26.40 |
|---|---|
| Commuter Profile · Work From Home Pct | 1.7% |
| Commuter Profile · Profile | moderate commute |
| Employment · Avg annual employment (county) | 4,925 |
| Employment · Total annual wages (county) | $233,073,558 |
| Employment · Average annual pay | $47,325 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 13,557,950 |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 59 |
|---|---|
| Agriculture · Land In Farms Acres | 66,103 |
| Agriculture · Avg Farm Size Acres | 1,120.40 |
| Agriculture · Top Commodities | Animal Totals, Cattle, Crop Totals, Equine, Field Crops, Other |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 455 |
| Business Patterns · Total Employees | 3,523 |
| Business Patterns · Annual Payroll Thousands | 155,791 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Liquor Stores | 4 |
|---|---|
| Local Businesses · Gas Stations | 10 |
| Local Businesses · General Merchandise | 6 |
| Local Businesses · Florists | 3 |
| Local Businesses · Auto Repair | 9 |
| Local Businesses · Real Estate Offices | 4 |
| Local Businesses · Commercial Banks | 6 |
| Local Businesses · Insurance Agencies | 9 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 10 |
|---|---|
| Dining Scene · Fast Food | 10 |
| Dining Scene · Coffee Snacks | 5 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (6)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (3)
| Nearest Snap · Name | DOLLAR GENERAL 2951 |
|---|---|
| Nearest Snap · Total In Area | 17 |
Sources: USDA SNAP — county FIPS aggregate
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | SAINT JO AREA CHAMBER OF COMMERCE |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $175,677,767 |
|---|---|
| Federal Spending · Per Capita | 8,799.29 |
| Federal Spending · Population | 19,965 people |
Sources: USAspending API
Other
| Pct Drove Alone | 88.2% |
|---|---|
| Pct Public Transit | 0.5% |
| Pct Walked | 1.7% |
| Retirement Score · Median age | 34.9 years (vs Texas 35.9y) |
| Retirement Score · Ss Household Pct | 34.2% |
| Retirement Score · Hospitals Nearby | 1 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Affordable | Yes |
| Retirement Score · Factors | strong SS base, hospital access, VA nearby, affordable |
| Retirement Score · Rating | excellent |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12